Specialist insurance

Pub & Restaurant Insurance

Cover for pubs, restaurants, cafés and takeaways.

Modest English pub dining room with wooden tables and a bar

Running a pub, restaurant, café or takeaway means juggling service, staff and a busy kitchen. A fire, food-related claim or refrigeration failure can bring unexpected bills and stop customers coming through the door.

Public and products liability, equipment and business interruption cover often matter. Spoiled stock and machinery breakdown are not automatically included; extraction cleaning and equipment maintenance can also be conditions of cover.

Melia Cover helps handle the insurance details while you focus on your customers. We compare suitable insurers and explain the protection, limits and conditions, helping arrange cover for how your kitchen and wider business actually operate.

Cover to consider

  • Public & products liability
  • Employers' liability
  • Kitchen equipment & breakdown
  • Spoilage of stock
  • Business interruption

Keep serving, whatever happens in the kitchen.

Melia Cover helps you understand your options and guides you through arranging suitable insurance.